Instruction on how to activate a loan or sapati in your NTC SIM card. Sometimes there is a shortage of money or you cannot recharge your SIM and you have to make an urgent call. At such times NTC has come up with a simple loan service called “Namaste Credit” for its users.
What is Namaste Credit?
Namaste Credit is a service provided by Nepal Telecom (NTC) to prepaid users to make calls even if they have zero balance. To use this service you need to activate the service. Namaste Credit is also know as NTC Loan Or NTC Sapati.
This credit (Loan) service is not new. It has been in operation since 2018. It’s available to everyone who uses Nepal Telecom’s Namaste GSM and CDMA prepaid SIM cards.
Namaste Credit service is available only for prepaid users who are using prepaid service for 3 months and above. The amount of credit depends on the network usage, frequency/amount of recharge, and age of the SIM card.”
Features of NTC Loan
- NTC Loan (Sapati) Service is only for Prepaid Customers
- Experience uninterrupted calls with no call drops, ensuring smooth communication.
- No extra charges or hidden fees. You only pay for the credit you’ve used.
- Any borrowed credit will be deducted from your next top-up.
- When your top-up amount is less than the total borrowed credit, a partial recovery occurs. The threshold for this recovery is set at 60%.
- NTC Loan SMS shortcode is 1477
How to take loan in NTC? Within a Minute
To get a loan in Ntc you need to follow these simple steps:
- Open your messaging app on your mobile device.
- Tap on the option to create a new message.
- Type Start in the message body
- Send it to 1477
After sending the SMS, they will activate your Service. Now you can enjoy your NTC sapati service.
Note: There is no any hidden charge for Namaste Credit Loan service, it is entirely free. The loan amount will be deducted from the recharge amount. You can available to get loan amounts ranging from Rs.5 to Rs.20 depending on the network usage, frequency/amount of recharge, and age of the SIM card.
For more information on NTC services, don’t forget to check out our detailed guide on How To Transfer Balance In NTC. This guide provides step-by-step instructions for NTC balance transfer.
How to Check NTC Loan Balance?
To know your NTC Loan Remaining Balance, follow these steps:
- Open your mobile Massaging app
- Compose new message
- Type Status as a message
- And Send to 1477
They will send you a message with the remaining balance status
How to deactivate NTC loan service?
To deactivate or stop the NTC loan service is very easy, you need to follow the steps:
- Open your messaging app
- Click on the option to create a new message.
- Type Stop in the message
- Send it to 1477
NTC Loan (Sapati) service allows GSM prepaid customers to make a call even when there is no balance. Further, the best part is the service is available free of charge, it will be deducted from the next top-ups. And it is very easy to activate and deactivate the service. By offering this service, they want their users to stay connected during these crucial times.
FAQs About NTC Loan Service:
How to get loan in NTC?
To get a loan in NTC, Type START and Send an SMS to 1477
How can I check the Remaining Loan Balance?
To check the remaining balance, type STATUS and send an SMS to 1477
What is NTC loan code?
NTC Loan Code Is 1477
How i can deactivate NTC Loan Service?
To deactivate the service, type STOP and send an SMS to 1477.
Is there any extra charge for the use of this service?
No, there is no extra charge for the service. It is FREE. On the next top up you need to pay the use credit.