How To Take Loan In NTC: Step By Step Process

Instructions on how to activate a loan or sapati on your NTC SIM card. Sometimes there is a shortage of money or you cannot recharge your SIM, and you have to make an urgent call. At such times, NTC has come up with a simple loan service called “Namaste Credit” for its users.

What is Namaste Credit?

Namaste Credit is a service provided by Nepal Telecom (NTC) to prepaid users to make calls even if they have zero balance. To use this service, you need to activate the service. Namaste Credit is also known as NTC Loan or NTC Sapati.

This credit-loan service is not new. It has been in operation since 2018. It’s available to everyone who uses Nepal Telecom’s Namaste GSM and CDMA prepaid SIM cards.

Namaste Credit service is available only for prepaid users who are using prepaid service for 3 months and above. The amount of credit depends on the network usage, frequency/amount of recharge, and age of the SIM card.”

Features of an NTC Loan

• The NTC Loan (Sapati) Service is only for prepaid customers.
• Experience uninterrupted calls with no call drops, ensuring smooth communication.
• There are no extra charges or hidden fees. You only pay for the credit you’ve used.
• Any borrowed credit will be deducted from your next top-up.
• When your top-up amount is less than the total borrowed credit, a partial recovery occurs. The threshold for this recovery is set at 60%.
• The NTC loan SMS shortcode is 1477.

How to take a loan in NTC? Within a Minute

To get a loan in Ntc you need to follow these simple steps:

1. Open your messaging app on your mobile device.
2. Tap on the option to create a new message.
3. Type Start in the message body
4. Send it to 1477

After sending the SMS, they will activate your Service. Now you can enjoy your NTC sapati service.

Note: There is no any hidden charge for Namaste Credit Loan service, it is entirely free. The loan amount will be deducted from the recharge amount. You can available to get loan amounts ranging from Rs.5 to Rs.20 depending on the network usage, frequency/amount of recharge, and age of the SIM card.

For more information on NTC services, don’t forget to check out our detailed guide on How To Transfer Balance In NTC. This guide provides step-by-step instructions for NTC balance transfer.

How to Check NTC Loan Balance?

To know your NTC Loan Remaining Balance, follow these steps:

1. Open your mobile Messaging app.
2. Compose a new message.
3. Type Status as a message.
4. And Send to 1477.

They will send you a message with the remaining balance status

How to deactivate NTC loan service?

To deactivate or stop the NTC loan service is very easy, you need to follow the steps:

1. Open your messaging app.
2. Click on the option to create a new message.
3. Type Stop in the message.
4. Send it to 1477.

Conclusion

The NTC Loan (Sapati) service allows GSM prepaid customers to make a call even when there is no balance. Further, the best part is that the service is available free of charge; it will be deducted from the next top-ups. And it is very easy to activate and deactivate the service. By offering this service, they want their users to stay connected during these crucial times.

FAQs About NTC Loan Service: